The MSV Whole of Life Plan is a simple life insurance policy which pays a lump sum on death whenever it may occur. It has been designed to help you protect your family from the financial costs arising on death, such as funeral expenses, taxes and other duties, but can also be used to help maintain your family’s lifestyle or simply to leave as a legacy.

Give your loved ones the financial protection they need. The Whole of Life Plan can guarantee that a payment is made directly to your loved ones whenever your pass away which can help them to:

  • Replace your income;
  • Maintain their lifestyle;
  • Pay associated bills and expenses;
  • Pay any inheritance taxes due;
  • Keep plans for the future in place;
  • Simply make the most of the legacy you leave behind.

What are the benefits of the Whole of Life Plan?

Your Plan will pay out a lump sum (the “Death Benefit”) when a person insured by it dies, whenever this occurs. The Plan will end after the Death Benefit has been paid.

The Plan also offers the option to designate one or more beneficiaries to ensure that it pays out quickly and directly to the people you want the money to go to.

Moreover, the Funeral Expenses Benefit is a free benefit that offers the beneficiaries the option to receive part of the Death Benefit immediately to cover funeral expenses, up to a maximum of €2,500.


Key Features

Whole of Life Plan
Type Whole of Life Protection
Minimum Premium €18 monthly
Age of insured person Between 18 and 70
Period of cover Whole of Life
Number of insured persons 1 or 2, with the option of paying out after both persons die
Standard Benefits Death Benefits
Funeral Expenses Benefit
Additional Benefits Accidental Death
Permanent Total Disability
Critical Illness