Moneybase insures client money 

5 November 2026 

Moneybase has taken out a safeguarding insurance policy on the money its clients hold in their Moneybase accounts, underwritten by Lloyd’s of London and Starr Europe Insurance Limited, with cover of up to €5,000,000. 

Client money at Moneybase is held in dedicated safeguarding accounts, kept separate from the company’s own funds, reconciled daily and ring-fenced from its creditors at all times, and Moneybase never lends client money. The insurance has been taken out voluntarily, over and above these safeguarding arrangements, as an additional layer of protection for clients. 

In the highly unlikely event that Moneybase were ever to become insolvent and the safeguarding accounts held less than clients are owed, the policy pays the difference, whatever the cause of the shortfall. Any payment by the insurance is made into those accounts for the benefit of clients and can never be paid to the company. 

“As Malta’s trusted financial partner, protecting and growing our clients’ wealth is our top priority, and this insurance gives every Moneybase client additional peace of mind on top of the safeguarding already in place. As we mark 55 years since the group pioneered financial services in Malta, our mission is to keep strengthening the service our clients receive for many years to come,” said Alan Cuschieri, founder and CEO of Moneybase. 

The cover is complimentary and applies automatically to every Moneybase client. Starr Europe Insurance Limited, which leads the policy, is based in Malta and regulated by the Malta Financial Services Authority. Full details of the policy are available at moneybase.com/insurance-protection. 

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About Calamatta Cuschieri Moneybase 

Calamatta Cuschieri Moneybase plc is Malta’s leading financial services group, offering wealth management, payments and fund services. Established in 1971, the group pioneered financial services in Malta and was a founder of the Malta Stock Exchange. It is licensed and regulated by the Malta Financial Services Authority and serves clients online and through its four branches across Malta. 

Moneybase Limited (C87193) is licensed by the MFSA to operate as a Financial Institution in accordance with the Financial Institutions Act (Cap. 376). The company is a subsidiary of Calamatta Cuschieri Moneybase plc with its registered office at Level 0, Ewropa Business Centre, Dun Karm Street, Birkirkara BKR 9034, Malta.