Membership is earned according to the total value a client holds with the group. Moneybase Club has launched with three tiers, Select, Premier and Elite.

Clients transferring investments to Moneybase from another broker receive a cash bonus of up to 0.50% of the value of investments they transfer, along with a refund of exit fees charged by their existing broker.

“Moneybase Club is our most prestigious offering, it is also a thank you to our clients who trust us to help them manage their finances and grow their wealth. It builds on 55 years of providing financial services in Malta, and we aim to keep enhancing this new offering for many years to come,” said Alan Cuschieri, co-CEO of Calamatta Cuschieri Moneybase plc.

Moneybase Club is available now to clients across the group, whether they invest online, through an investment advisor or wealth management. Full details are available at moneybase.com/moneybase-club.

This is a marketing communication. Terms and conditions apply. Moneybase Limited (C87193) is licensed by the MFSA to operate as a Financial Institution in accordance with the Financial Institutions Act (Cap. 376). Calamatta Cuschieri Investment Services Ltd (C13729) is licensed by the MFSA to carry out investment services business in terms of the Investment Services Act (Cap. 370). The companies are subsidiaries of Calamatta Cuschieri Moneybase plc and have their registered office at Level 0, Ewropa Business Centre, Dun Karm Street, Birkirkara BKR 9034, Malta.

Business Overview 

The Issuer is a holding company whose principal objects are to carry on the business of a holding company and to purchase, take on lease, exchange, hire or otherwise acquire, develop, alter or dispose of any immovable property. 

The QLZH Group’s operations are divided into two, distinct business segments: 

Private Brokerage 

This business vertical makes up the majority of the QLZH Group’s operations. It functions on the basis of a dual franchise and ‘self-operated’ model, pursuant to which the QLZH Group offers both residential and commercial sales as well as letting brokerage services via its franchisees and/or its seven (7), self-operated ‘home’ offices which are operated by Dowdall (ZH) and/or Dowdall Real Estate. 

Property Management 

This business segment (which forms part of the QuickLets Business) is operated by QuickLets Property Management under the QuickLets Brand. It offers an all-inclusive property management service targeting landlords of rental properties. This all-inclusive service includes general management and lease administration, marketing of vacant properties, leasing and sub-leasing, building repairs and maintenance, and interaction with tenants – including in the event of any disputes or complaints. 

Use of Proceeds 

The net proceeds from this tranche, which net of the Bond Issue expenses are expected to amount to approximately €5,132,500 will be utilised for the following purposes, in the order of priority set out below: 

• Circa €4,623,500 will be used for the purpose of financing the acquisition of ownership title and/or other real rights over the Development Projects (as applicable), and the completion of the Real Estate Projects. For ease of reference, circa €2,562,000 is required for the purpose of the acquisition of the Valletta Properties with the finishing costs thereof estimated at circa €305,500. Whilst the cost to acquire the Floriana Project is circa €870,000 with the estimated development costs thereof at circa €886,000; and  

• Circa €509,000 will be utilised for general corporate funding purposes. 

How to apply: 

There are no fees to apply, this includes both nominee and non-nominee (certificated) applications. 

If you are interested in participating in the Bond Issue and need to fund your account with us, we strongly recommend that you send a bank transfer to the IBAN provided on your account for fast straight-through processing. This can be found easily on your portfolio and statement reports or via the Moneybase platform. Please contact customer care if you are unable to locate this. You can also fund your account by card through the Moneybase app. 

Online 

Our award-winning platform, Moneybase is available as an app on both Android and IOS app stores and on the web. 

To apply online, kindly look up the following instrument on Moneybase and specify the amount of bonds for which you would like to subscribe: 

5.5% QLZH Holding Plc Secured 2030-2035 S1 T2

Advisory 

Financial advisory clients who wish to speak to their financial advisor can fund their account and visit one of our branches (Birkirkara, Mosta, Sliema and Fgura), contact us via email on support@moneybase.com, or call our customer support on +356 25 688 688. 

The minimum application amount is €5,000 and in multiples of €100 thereafter. 

 
Calamatta Cuschieri Investment Services Ltd is a member of the Maltese Investor Compensation Scheme. Instruments entrusted with us are covered under the Scheme in line with the Investor Compensation Scheme Regulations (S.L. 370.09). 

The value of the investment can go down as well as up. Prospective investors wishing to subscribe to the bonds should make their own assessment and carefully consider the Prospectus to fully understand the features of the investment and the potential risks and rewards associated with the bonds and should seek the assistance of a financial advisor if in doubt. This advertisement was approved for issue by Calamatta Cuschieri Investment Services Limited, which is licensed to undertake investment services in Malta by the MFSA under the Investment Services Act, Cap 370. CCIS, Ewropa Business Centre, Triq Dun Karm, Birkirkara BKR 9034, Malta. 
 

Business Overview

The Issuer is a holding company whose principal objects are to carry on the business of a holding company and to purchase, take on lease, exchange, hire or otherwise acquire, develop, alter or dispose of any immovable property.

The QLZH Group’s operations are divided into two, distinct business segments:

Private Brokerage

This business vertical makes up the majority of the QLZH Group’s operations. It functions on the basis of a dual franchise and ‘self-operated’ model, pursuant to which the QLZH Group offers both residential and commercial sales as well as letting brokerage services via its franchisees and/or its seven (7), self-operated ‘home’ offices which are operated by Dowdall (ZH) and/or Dowdall Real Estate.

Property Management

This business segment (which forms part of the QuickLets Business) is operated by QuickLets Property Management under the QuickLets Brand. It offers an all-inclusive property management service targeting landlords of rental properties. This all-inclusive service includes general management and lease administration, marketing of vacant properties, leasing and sub-leasing, building repairs and maintenance, and interaction with tenants – including in the event of any disputes or complaints.

Use of Proceeds

The net proceeds from the Bond Issue, which net of the Bond Issue expenses are expected to amount to approximately €6,537,500 will be utilised for the following purposes, in the order of priority set out below:

A) up to €5,000,000 will be used for the purpose of financing the acquisition of ownership title and/or other real rights over the Development Sites (as applicable), and the completion of the Ongoing Real Estate Projects; and

B) up to €1,537,500 will be utilised for general corporate funding purposes.

How to Apply:

There are no fees to apply, this includes both nominee and non-nominee (certificated) applications.

If you are interested in participating in the Bond Issue and need to fund your account with us, we strongly recommend that you send a bank transfer to the IBAN provided on your account for fast, straight-through processing. This can be found easily on your portfolio and statement reports or via the Moneybase platform. Please contact customer care if you are unable to locate this. You can also fund your account by card through the Moneybase app.

Online

Our award-winning platform, Moneybase, is available as an app on both the Android and IOS app stores and on the web.

To apply online, kindly look up the following instrument on Moneybase and specify the amount of bonds for which you would like to subscribe:

– 5.5% QLZH Holding Plc 2030-2035

The minimum application amount is €5,000 and in multiples of €100 thereafter.

If you need assistance, our ISO-certified customer care team is available to assist 7 days a week. Contact us via email, or call us on +356 25 688 688

Calamatta Cuschieri Investment Services Ltd is a member of the Maltese Investor Compensation Scheme. Instruments entrusted with us are covered under the Scheme in line with the Investor Compensation Scheme Regulations (S.L. 370.09).

The value of the investment can go down as well as up. Prospective investors wishing to subscribe to the bonds should make their own assessment and carefully consider the Prospectus to fully understand the features of the investment and the potential risks and rewards associated with the bonds and should seek the assistance of a financial advisor if in doubt. This advertisement was approved for issue by Calamatta Cuschieri Investment Services Limited, which is licensed to undertake investment services in Malta by the MFSA under the Investment Services Act, Cap 370.

CCIS, Ewropa Business Centre, Triq Dun Karm, Birkirkara BKR 9034, Malta.

Find out more details in the below Base Prospectus and Final Terms. 

Business Overview

Bank of Valletta plc is a public limited liability company registered in Malta in terms of the Companies Act. 

The Bank is a commercial bank, operating, together with its Subsidiaries, predominantly in Malta. The activities of the Bank are generally licensable activities regulated under the domestic and EU financial regulatory framework. In this respect, the Issuer is licensed by the MFSA as: 

• a credit institution under the Banking Act; 

• an investment firm and depository pursuant to the Investment Services Act; 

• a trustee or co-trustee pursuant to the Trusts and Trustees Act (Chapter 331 of the laws of Malta); and 

• a tied insurance intermediary of each of the Associated Companies under the Insurance Distribution Act (Chapter 487 of the laws of Malta). 

Use of proceeds

The net proceeds from the Bonds to be issued under these Final Terms will be used to further strengthen the MREL and/or capital base of the Group, as the case may be, which will allow the Issuer to increase its lending book and expand the investment horizon of its proprietary investments, and for the general financing purposes of the Group. 

How to Apply: 

The bond offer is open to existing bondholders and shareholders, group employees (collectively the ‘Preferred Applicants’), along with the general public, professional clients and eligible counterparties.   

There are no fees to apply, this includes both nominee and non-nominee (certificated) applications. 

If you are interested in participating in the Bond Issue and need to fund your account with us, we strongly recommend that you send a bank transfer to the IBAN provided on your account for fast straight-through processing. This can be found easily on your portfolio and statement reports or via the Moneybase platform. Please contact customer care if you are unable to locate this. You can also fund your account by card through the Moneybase platform. 

Online 

Our award-winning platform, Moneybase is available as an app on both Android and IOS app stores and on the web. 

If you are a preferred applicant, kindly look up the following instrument on Moneybase and specify the amount of bonds for which you would like to subscribe: 

5% Bank of Valletta Plc 2030-2035 Form A Preferred

Preferred applicants are requested to provide us with a completed ‘Application Form ‘A’ – Existing Bondholders / Existing Shareholders / Group Employees’ that has been provided to you. 

Alternatively, if you are a general applicant, kindly look up the following instrument on Moneybase and specify the amount of bonds for which you would like to subscribe: 

5% Bank of Valletta Plc 2030-2035 Form C General

Non-nominee (certificated) general applicants must provide a completed Application n Form ‘C’ – General Public.

The minimum application amount is €10,000 and in multiples of €100 thereafter. 

Advisory 

Financial Advisory clients who wish to seek financial advice or who prefer to speak to their financial advisor can fund their account and visit one of our branches (Birkirkara, Mosta, Sliema and Fgura), contact us via email on support@moneybase.com, or call our customer support on +356 25 688 688. 

If you need assistance, our ISO-certified customer care team is available to assist 7 days a week.  

Calamatta Cuschieri Investment Services Ltd is a member of the Maltese Investor Compensation Scheme. Instruments entrusted with us are covered under the Scheme in line with the Investor Compensation Scheme Regulations (S.L. 370.09). 

This is a complex instrument. The value of the investment can go down as well as up. Prospective investors wishing to subscribe to the bonds should make their own assessment and carefully consider the Prospectus to fully understand the features of the investment and the potential risks and rewards associated with the bonds and should seek the assistance of a financial advisor if in doubt. This advertisement was approved for issue by Calamatta Cuschieri Investment Services Limited, which is licensed to undertake investment services in Malta by the MFSA under the Investment Services Act, Cap 370. CCIS, Ewropa Business Centre, Triq Dun Karm, Birkirkara BKR 9034, Malta.

Please find the prospectus relating to the respective bond issue here.    

Business Overview 

The Issuer is a special purpose vehicle set up solely for the Bond Issue and depends on the Guarantor and Group companies for funding. The Guarantor, a holding company for the MM Star Group, was established to invest in and operate Yotel Edinburgh. It relies on Millemont Capital Partners for intellectual property and business support services, which it also extends to MM Star BidCo.

Founded in 2021, Millemont Capital Partners is a private equity real estate investment platform with a focus on acquiring sustainable hospitality assets in with durable fundamentals. Millemont’s core strategy includes: 

• Acquiring income generating, lifestyle hotels in core locations and employing an active asset management strategy to deliver strong risk-adjusted investment returns; and 

• Acquiring value-add and opportunistic hotels and undertaking extensive repositioning programmes to deliver above market returns. 

To date, the firm has acquired five hotels and aims to add ten more to its portfolio over the next three years. Alongside growth, Millemont is strongly committed to sustainability, actively working to reduce the carbon footprint of its assets through both development and operational efficiencies, with the goal of operating as close to net zero as possible. 

Use of proceeds 

The aggregate proceeds from the Bond Issue, which net of Bond Issue expenses are expected to amount to approximately €34,200,000, are intended to be utilised by the Issuer for the purpose of refinancing the Acquisition of the Yotel Edinburgh. The Issuer will on-lend such aggregate proceeds (net of Bond Issue expenses) to MM Star HoldCo, further to which:  

1. an amount of approximately €18,800,000 shall be further on-lent by MM Star HoldCo to MM Star BidCo under an existing intra-group loan facility in place between MM Star HoldCo (as lender) and MM Star BidCo (as borrower). Such amount shall be utilised by MM Star BidCo for the purpose of refinancing the Facility Agreement, an outstanding loan facility by and between Clydesdale Bank plc (as lender) and MM Star BidCo (as borrower) in relation to the Acquisition of the Yotel Edinburgh, as further detailed in section 6.2.3 of the Registration Document. 

2. an amount of approximately €15,400,000 shall be utilised by MM Star HoldCo for the purpose of refinancing, in part, its borrowings under the Shareholders’ Funding Agreement which were previously advanced by the Partnership to finance the Acquisition of the Yotel Edinburgh. 

How to apply 

Our award-winning platform, Moneybase is available as an app on both Android and IOS app stores and on the web. 

Apply online, by looking up the following instrument on Moneybase and specify the amount of bonds for which you would like to subscribe: 

• 5.35% MM Star Malta Finance Plc 2029-2031

The minimum application amount is €2,000 and in multiples of €100 thereafter. 

The offer is currently open for applications, and the issuer reserves the right to close the offer period at an earlier date. 

If you need assistance our ISO-certified customer care team is available to assist 7 days a week. Contact us on +356 25 688 688, or via live chat on the Moneybase app. 

Calamatta Cuschieri Investment Services Limited is a member of the Maltese Investor Compensation Scheme. Instruments entrusted with us are covered under the Scheme in line with the Investor Compensation Scheme Regulations (S.L. 370.09). 

This is a complex instrument. The value of the investment can go down as well as up. Prospective investors wishing to subscribe to the bonds should make their own assessment after reading the Prospectus to fully understand the features of the investment and the potential risks and rewards associated with the bonds.  

Calamatta Cuschieri Investment Services Limited (CCIS), C13729, is licensed by the MFSA to undertake investment services business under the Investment Services Act, Cap 370. CCIS’ registered address is at Level 0, Ewropa Business Centre, Dun Karm Street, Birkirkara, BKR 9034, Malta. 

Business Overview 

The Company is an investment and holding company which does not carry out trading activities of its own. It invests and holds interests in companies and other ventures operating in the business-to-business ICT solutions industry, primarily in Malta, but also in Europe and North Africa. The Group operates three business divisions:

• The Business Software Division, operated by Computime Software Limited, through which the Group implements ERP (Enterprise Resource Planning) software, EAM (Enterprise Asset Management) software, financial management software and custom-developed software;

• The Fintech Division, operated by Computime Software Limited, which is focused on offering banking regulatory ICT solutions (under the ‘BRS Analytics’ brand), anti-money laundering (AML) transaction monitoring ICT solutions (under the ‘ComplyRadar’ brand) and tax regulatory reporting solutions (under the ‘BRS CESOP’ brand); and

• The Systems Integration Division, operated by Computime Ltd, which may be sub-divided into three principal business units: the information security unit; the networking unit; and the systems unit.

While the Group benefits from long-standing partnerships with leading technology partners and vendors in the Business Software Division and the Systems Integration Division, the products and solutions offered under the Fintech Division have been developed in-house. 

Use of proceeds 

The Share Offer represents a partial realisation of the Selling Shareholders’ investment in the Company. Accordingly, the net proceeds from the Share Offer, expected to amount to a maximum of €10 million, shall be for the benefit of the Selling Shareholders. 

How to Apply 

There are no fees to apply, this includes both nominee and non-nominee (certificated) applications. 

If you are interested in participating in the Share Offer and need to fund your account with us, we strongly recommend that you send a bank transfer to the IBAN provided on your account for fast straight-through processing. This can be found easily on your portfolio and statement reports or via the Moneybase platform. Please contact customer care if you are unable to locate this. You can also fund your account by card through the Moneybase platform. 

Online 

Our award-winning platform, Moneybase is available as an app on both Android and IOS app stores and on the web.  

Should you prefer to apply online, kindly look up the following instrument on Moneybase and specify the amount of shares for which you would like to subscribe according to the category of investors applicable to you: 

• Computime Holdings Plc – General 

• Computime Holdings Plc – Preferred 

The minimum application is for 3,000 shares and in multiples of 200 shares thereafter. 

Advisory 

Financial Advisory clients who wish to seek financial advice or who prefer to speak to their financial advisor can fund their account and visit one of our branches (Birkirkara, Mosta, Sliema and Fgura) or contact us  via email on support@moneybase.com, calling us on +356 25 688 688 or on cc.com.mt/contact/ 

If you need assistance our ISO-certified customer care team is available to assist 7 days a week.  

 
Calamatta Cuschieri Investment Services Ltd (CCIS) is a member of the Maltese Investor Compensation Scheme. Instruments entrusted with us are covered under the Scheme in line with the Investor Compensation Scheme Regulations (S.L. 370.09). 

Marketing Communication: The value of the investment can go down as well as up. Prospective investors wishing to invest in shares of the Issuer should make their own assessment and carefully consider the Prospectus to fully understand the features of the investment and the potential risks and rewards associated with the shares and should seek the assistance of a financial advisor if in doubt. Prospective investors making an execution only investment are advised that CCIS is not required to undertake an appropriateness assessment and investors do not benefit from the corresponding protection afforded under the Conduct of Business rules.This advertisement was approved for issue by CCIS, Ewropa Business Centre, Triq Dun Karm, Birkirkara BKR 9034, Malta. CCIS is licensed to undertake investment services in Malta by the MFSA under the Investment Services Act, Cap 370.  

Access the Base Prospectus governing the Unsecured Euro Medium Term Bond Programme here

Access the Final Terms for Series 1, Tranche 1 here

Business Overview 

Bank of Valletta plc is a public limited liability company registered in Malta in terms of the Companies Act. 

The Bank is a commercial bank, operating, together with its Subsidiaries, predominantly in Malta. The activities of the Bank are generally licensable activities regulated under the domestic and EU financial regulatory framework. In this respect, the Issuer is licensed by the MFSA as: 

• a credit institution under the Banking Act; 

• an investment firm and depository pursuant to the Investment Services Act; 

• a trustee or co-trustee pursuant to the Trusts and Trustees Act (Chapter 331 of the laws of Malta); and 

• a tied insurance intermediary of each of the Associated Companies under the Insurance Distribution Act (Chapter 487 of the laws of Malta). 

Use of Proceeds 

The net proceeds from each issue of Bonds will be used to further strengthen the MREL and/or capital base of the Group, as the case may be, which will allow the Issuer to increase its lending book and expand the investment horizon of its proprietary investments, and for the general financing purposes of the Group. 

How to Apply: 

The bond offer is open to Existing Bondholders, Existing Shareholders, BOV Employees, Professional Clients and Eligible Counterparties (collectively the ‘Preferred Applicants’) along with the general public. 

There are no fees to apply, this includes both nominee and non-nominee (certificated) applications. 

If you are interested in participating in the Bond Issue and need to fund your account with us, we strongly recommend that you send a bank transfer to the IBAN provided on your account for fast straight-through processing. This can be found easily on your portfolio and statement reports or via the Moneybase platform. Please contact customer care if you are unable to locate this. You can also fund your account by card through the Moneybase platform. 

Online 

Our award-winning platform, Moneybase is available as an app on both Android and IOS app stores and on the web. 

If you are a Preferred Applicant, kindly look up the following instrument on Moneybase and specify the amount of bonds for which you would like to subscribe: 

• 5% Bank of Valletta Plc 2029-2034 Form A Preferred 

If you are a Professional Client, kindly look up the following instrument on Moneybase and specify the amount of bonds for which you would like to subscribe: 

• 5% Bank of Valletta Plc 2029-2034 Form A Pro/ELC 

Alternatively, if you are not a Preferred Applicant, kindly look up the following instrument on Moneybase and specify the amount of bonds for which you would like to subscribe: 

• 5% Bank of Valletta Plc 2029-2034 Form A General 

The minimum application amount is €10,000 for Preferred Applicants and €100,000 for Professional Applicants & Eligible Counterparties, and then in multiples of €100 thereafter. 

Advisory 

Financial Advisory clients who wish to seek financial advice or who prefer to speak to their financial advisor can fund their account and visit one of our branches (Birkirkara, Mosta, Sliema and Fgura) or contact us via email on support@moneybase.com, calling us on +356 25 688 688 or on cc.com.mt/contact/ 

If you need assistance our ISO-certified customer care team is available to assist 7 days a week. 

Calamatta Cuschieri Investment Services Ltd is a member of the Maltese Investor Compensation Scheme. Instruments entrusted with us are covered under the Scheme in line with the Investor Compensation Scheme Regulations (S.L. 370.09). 

Marketing Communication: This is a complex instrument. The value of the investment can go down as well as up. Prospective investors wishing to subscribe to the bonds should make their own assessment and carefully consider the Prospectus to fully understand the features of the investment and the potential risks and rewards associated with the bonds and should seek the assistance of a financial advisor if in doubt. This advertisement was approved for issue by Calamatta Cuschieri Investment Services Limited, which is licensed to undertake investment services in Malta by the MFSA under the Investment Services Act, Cap 370. CCIS, Ewropa Business Centre, Triq Dun Karm, Birkirkara BKR 9034, Malta. 
 

Please find the prospectus relating to the Bond Issue here. 

Business Overview

The principal activity of the Group is the acquisition and disposal and/or development and operation of the various properties within and constituting the Project situated in Paceville, St. Julian’s. The Project itself consists of mixed-use developments, including accommodation serviced apartment units, commercial, retail and entertainment outlets, as well as a 5-star hotel, and is complemented by an extensive underlying car parking facility. 

Use of Proceeds

The proceeds from the Bond Issue will be used for the following purposes, in the amounts and order of priority set out below: 

(i) Refinancing of the Relevant BOV Loan: the amount of approximately €5,000,000 will be used to re-finance the outstanding Relevant Loan due by the Guarantor to Bank of Valletta p.l.c., which loan was originally principally utilised to finance part of the completion and finishing costs of the Project; 

(ii) Completion and finishing costs of the Project: an amount of approximately €7,750,000 will be used to finance the remaining development (completion and finishing) costs of the Project; and 

(iii) General corporate funding: the amount of approximately €7,250,000 together with any residual amounts not utilised for the purposes identified in paragraphs (i) and (ii) above, shall be utilised for general corporate funding purposes of the Group, including the expenses of the Bond Issue which are expected to amount to approximately €750,000 and which were agreed to be borne by the Guarantor. 

How to Apply: 

There are no fees to apply, this includes both nominee and non-nominee (certificated) applications.

If you are interested in participating in the Bond Issue and need to fund your account with us, we strongly recommend that you send a bank transfer to the IBAN provided on your account for fast straight-through processing. This can be found easily on your portfolio and statement reports or via the Moneybase platform. Please contact customer care if you are unable to locate this. You can also fund your account by card through the Moneybase platform 

Online

Our award winning platform, Moneybase is available as an app on both Android and IOS app stores and on the web. 

Should you prefer to apply online, kindly look up the following instrument on Moneybase and specify the amount of bonds for which you would like to subscribe: 

• 5.3% Mercury Projects Finance Plc 2034

The minimum application amount is €5,000 and in multiples of €100 thereafter.  

Advisory

Financial Advisory clients who wish to seek financial advice or who prefer to speak to their financial advisor can fund their account and visit one of our branches (Birkirkara, Mosta, Sliema and Fgura) or contact us by replying to this email, contacting us on 25 688 688 or on www.cc.com.mt 

If you need assistance our ISO-certified customer care team is available to assist 7 days a week.  

Calamatta Cuschieri Investment Services Ltd is a member of the Maltese Investor Compensation Scheme. Instruments entrusted with us are covered under the Scheme in line with the Investor Compensation Scheme Regulations (S.L. 370.09). 

Marketing Communication:  The value of the investment can go down as well as up. Prospective investors wishing to subscribe to the bonds should make their own assessment and carefully consider the Prospectus to fully understand the features of the investment and the potential risks and rewards associated with the bonds and should seek the assistance of a financial advisor if in doubt. This advertisement was approved for issue by Calamatta Cuschieri Investment Services Limited, which is licensed to undertake investment services in Malta by the MFSA under the Investment Services Act, Cap 370. CCIS, Ewropa Business Centre, Triq Dun Karm, Birkirkar

(a) 3.40% Malta Government Stock 2027 (VI) Fungibility Issue (F.I.) at €100.90 with a YTM of 3.0958%, which corresponds to an annualised rate of 3.1197%, and 

(b) 3.50% Malta Government Stock 2034 (III); at €100.00 with a YTM of 3.50%, which corresponds to an annualised rate of 3.5306% 

The Accountant General is offering an aggregate nominal amount of Euro 270 million in any combination of the above Stocks subject to an over-allotment option of Euro 130 million in the event of over-subscription.

Download the full offering circular  Download

Applications by any single and/or joint applicants which do not exceed Euro 500,000 per person (retail investors) open on Monday, 29^th of July 2024 at 8:30 am and close on Wednesday, 31^st of July 2024 at 2:30 pm or earlier at the discretion of the Accountant General. 

How to Apply: 

There are no fees to apply, this includes both nominee and non-nominee (certificated) applications.

Online

Investors who wish to apply online can now raise order easily online. Moneybase is available as an app on both Android and IOS app stores and on the web at https://live.moneybase.com. If you need assistance our ISO-certified customer care team is available to assist 7 days a week. 

Advisory

Financial Advisory clients who wish to seek financial advice or who prefer to speak to their financial advisor can visit one of our branches (Birkirkara, Mosta, Sliema and Fgura) or contact us on +356 25 688 688 or via live chat on www.cc.com.mt

If you are interested in participating in this issue and need to fund your account, we strongly recommend that you fund your account using the IBAN provided on your account for fast straight-through processing. This can be found easily on your portfolio and statement reports or on our online portals. Please get in touch with customer care if you are unable to locate this. 

Cuschieri Investment Services Ltd is a member of the Maltese Investor Compensation Scheme (“Scheme”). Instruments entrusted with us are covered under the Scheme in line with the Investor Compensation Scheme Regulations (S.L. 370.09). 

Marketing Communication.
The value of the investment can go down as well as up. Prospective investors wishing to subscribe to the bonds should make their own assessment and carefully consider the Prospectus to fully understand the features of the investment and the potential risks and rewards associated with the bonds and should seek the assistance of a financial advisor if in doubt. This advertisement was approved for issue by Calamatta Cuschieri Investment Services Limited, which is licensed to undertake investment services in Malta by the MFSA under the Investment Services Act, Cap 370. CCIS, Ewropa Business Centre, Triq Dun Karm, Birkirkara BKR 9034, Malta.

You can find the prospectus relating to the bonds here.

Business Overview

Halmann Vella is a leading provider of natural stone products and a wide spectrum of related services. From its early origins in 1954, Halmann Vella has today evolved from a purely local manufacturing concern to a multi-layered product and service-oriented group of companies.

The Group owes its roots to Vincenzo Vella and his brother from Mgarr Malta, who in those early days purchased a tile making machine press to create and produce terrazzo tiles.

As business grew, the Vella brothers started producing resin tiles and eventually started to import natural stone to Malta. After 65 years of continuous investment, Halmann Vella’s production facility is amongst the most technologically advanced within the industry. The company expanded to provide contractual services and has since collaborated on several major projects both in Malta as well as overseas.

Whilst treasuring the Company’s 65 years of history, Halmann continued to invest and today operates from a purposely built logistics and distribution hub and two manufacturing plants, utilising latest digital equipment, CNC technology and much more.

Halmann Vella today employs over 200 people including craftsmen and entrepreneurs with a passion for outstanding surfacing materials and a commitment to serve customers.

Use of Proceeds

The proceeds from the Bond Issue will be utilised solely for the redemption of the existing 2014 Bonds remaining in issue on the 6^th of November 2024.

How to Apply: 

There are no fees to apply, this includes both nominee and non-nominee (certificated) applications.

If you are interested in participating in this issue and need to fund your account with us, we strongly recommend that you send a bank transfer to the IBAN provided on your account for fast straight-through processing. This can be found easily on your portfolio and statement reports or via the Moneybase platform. Please contact customer care if you are unable to locate this.

The Secured Bonds are available for subscription to Existing Bondholders wishing to exchange their existing bonds for new bonds. Any balance not exchanged by Existing Bondholders will become available for subscription to the general public via an Intermediaries Offer.

Online

Knowledgeable and experienced investors who wish to apply online, kindly fund your account so as to be able to raise the order easily. Moneybase is available as an app on both Android and IOS app stores and on the web.

Should you prefer to apply online, kindly look up the following instruments on Moneybase and specify the amount of bonds for which you would like to subscribe:

• 5.35% Hal Mann Vella p.l.c. 2031-2034 – Exchange if you are an Existing Bondholder and wish to exchange your Existing bonds for New bonds;
• 5.35% Hal Mann Vella p.l.c. 2031-2034 – General if you wish to subscribe for new bonds via the Intermediaries Offer.  The minimum application amount for the intermediaries offer is €2,000 and in multiples of €100 thereafter. (Subject to availability following the Exchangeable Bond Transfer. If all bonds are exchanged, then the Intermediaries’ Offer will not take place)

Advisory

Financial Advisory clients who wish to seek financial advice or who prefer to speak to their financial advisor can fund their account and visit one of our branches (Birkirkara, Mosta, Sliema and Fgura) or contact us by replying to this email, contacting us on +356 25 688 688 or via live chat on www.cc.com.mt

If you need assistance our ISO-certified customer care team is available to assist 7 days a week. Calamatta

Cuschieri Investment Services Ltd is a member of the Maltese Investor Compensation Scheme (“Scheme”). Iinstruments entrusted with us are covered under the Scheme in line with the Investor Compensation Scheme Regulations (S.L. 370.09).

Marketing Communication.
This is a Complex Instrument. The value of the investment can go down as well as up and past performance is not necessarily indicative of future performance. Investing in the bonds of the Issuer may result in a loss of some or all of the capital invested. Prospective investors wishing to subscribe to the bonds should make their own assessment and carefully consider the Prospectus to fully understand the features of the investment and the potential risks and rewards associated with the bonds and should seek the assistance of a financial advisor if in doubt. This advertisement was approved for issue by Calamatta Cuschieri Investment Services Limited, which is licensed to undertake investment services in Malta by the MFSA under the Investment Services Act, Cap 370. CCIS, Ewropa Business Centre, Triq Dun Karm, Birkirkara BKR 9034, Malta.